Contract Intelligence
Kryttle AI
Contracts change. Risks creep in. Decisions break.
We keep them in check.
The Team
Built by people
who lived
this problem.

4 founders. 10+ years
building together.

Enterprise systems across
data, finance, and ML.

A
Akash Nagar
Chief Executive Officer
ex Navi (NBFC) · Swiggy EM
Engineering Finance Systems
S
Sourabh Rakhya
Chief Product Officer
ex Amazon · Alteryx PM
Product Sales
N
Nishant
Chief Platform Officer
ex Sense · Swiggy EM
Infrastructure
A
Avin Goyal
Chief Technology Officer
ex ThoughtSpot · Oracle EM
Architecture ML
The User
Finance teams
under pressure.

Analysts handling contracts at scale.

Every decision impacts deal outcomes.
None are tracked.

Focus: private credit funds

📊
Finance Analyst
Private credit fund
User
20+
Active deals managed
15
Contracts per deal
200+
Pages per contract
💼
CFO / CRO
Buyer · Accountable for deal performance
Buyer
⏱
20h / week
Re-reading contracts manually
Pain
They need to understand risk.
Not just read contracts.
Clause risk scores - Deal #247
§14.2 Covenant
High
§9.1 Reporting
Med
§5.3 Events
Low
The Problem
Contracts are
versioned.
Decisions
are not.

Contracts are updated often.

Every update risks invalidating
a past decision.

Teams re-read everything
to stay safe.

👥 Credit teams are small 📄 Contracts are long 🔄 Amendments keep coming
Real scenario - Loan facility upsized from $10M → $20M
Original deal
$10M loan approved
Conditions set: borrower must maintain minimum bank balance of $500K.
Amendment
Facility size increased to $20M
Analyst updates the loan amount. Related clauses like minimum balance - not reviewed.
Hidden risk
Borrower holds less than required.
Lender takes on undisclosed risk. Nobody flagged the linked condition.
⚡ Possible breach - lender risk increases
💡 Not negligence - a process gap. With Kryttle, changing the loan amount auto-flags all related clauses for review before approval.
What Breaks
Changes
silently
invalidate
decisions.

A single amendment can
break past approvals.

No alerts.
No visibility.

Clause 14.2
Leverage Covenant
CHANGED ↑
Decision
Waiver #12
⚡ Invalidated
Decision
Approval #34
⚡ Needs review
Decision
Obligation #7
⚡ Invalidated
Decision
Report #2
⚡ Stale
Portfolio review
⚡ Wrong data
LP report
⚡ Inaccurate
Monitoring alert
⚡ Missed
Root Cause
No system
of record for
decisions.

Lives in email, WhatsApp,
shared drives.

"Show all decisions from
the last 2 years."

Takes 3 days. Still incomplete.

Where decisions actually live
📧
Email
Buried in old threads
💬
WhatsApp
No search, no context
📁
Shared drives
Unnamed folders
📝
Meeting notes
If they exist
🧠
Someone's head
Until they leave
📄
PDF markups
Version unknown
○ No single source of truth exists
The Impact
This slows deals
and creates risk.

Decision invalidation goes undetected.
Deals slow down.

When something breaks -
no one knows why.

20h
Weekly hours lost re-reviewing past decisions
3d
To reconstruct 2 years of deal decisions
Missed
Dependencies caught too late or never
Slower
Deal velocity blocked by review bottlenecks
The Product
Kryttle AI

A contract intelligence platform
for financial teams.

Tracks decisions.
Surfaces risks.
Not just documents versions.

Decision memory - persistent & searchable
Change intelligence - automatic alerts
Full traceability & audit trail
How it works
01
Upload contracts
PDF, Word, or via integration. Any version, any format.
02
Extract data
Every clause, obligation, covenants, key deadlines, and condition mapped automatically.
03
Link decisions
Approvals, waivers, obligations linked to their source clauses.
04
Automated Monitoring & Alerting
Contract updates → every impacted decision flagged instantly.
Value unlock: Interpret Changes
We detect.
We surface.
You decide.

The moment a contract changes,
Kryttle tells you exactly
what broke and why.

Amendment detected · §14.2 Leverage Covenant
Diff view
Full clause
2 changes
… the Borrower shall maintain at all times …
a maximum Total Leverage Ratio of 3.50×
a maximum Total Leverage Ratio of 2.80×
… tested quarterly on each Reporting Date …
with a cure period of 45 business days
with a cure period of 20 business days
Impacted decisions
Waiver #12 - leverage threshold referenced
Review
Approval #34 - cure period assumption
Stale
Obligation #7 - Q4 reporting cycle
Monitor
Value unlock: Portfolio Intelligence
Talk to your
portfolio
at scale.

Ask questions across
all your contracts at once.

Create workflows by
plain language instructions.

Kryttle AI · Portfolio Chat
47 contracts · 12 deals
⚡ Alert workflow
"Every time risk is high for any contract - send me an alert and email"
📊 Dashboard workflow
"Create a weekly dashboard of all decisions that need review across my portfolio"
Differentiation
Not a
chatbot.
A system.

ChatGPT answers questions.
Kryttle AI remembers decisions,
tracks changes, and tells
you what broke.

Chat Based LLM tools
✕No memory between sessions
✕Manual prompts every time
✕No audit trail
✕Not consistent. Answers can change.
Kryttle AI
✓Persistent decision memory
✓Automatic change detection
✓Full traceability & audit trail
✓Always consistent
Market Opportunity
A large market
with growing
urgency.

Private credit - the fastest
growing asset class in finance.

The tools haven't kept up.

$3.5T
Private credit
AUM
$10B
Contract intelligence
all verticals
$2.7B
Private credit
fund market
$1.2B
Direct to business
private credit
17%
YoY growth
Private credit AUM expansion
Where We Go
Where
We Start.
Where
We Go.
🏦
Entry
Credit & Debt Lending
Private credit funds in UK and US. Core AI infrastructure for contract analysis.
✓ Private credit funds✓ India, UK and US
Phase 1
📈
Expand
Full Financial Services
Real estate debt, infrastructure debt, CLO, leveraged finance, trade finance.
RE debt · Infra debtCLO · Leveraged finance
Phase 2
🌐
Platform
All Contract-Heavy Industries
Insurance, M&A, legal, corporate treasury, regulatory compliance.
Insurance · M&ALegal · Corporate Treasury
Phase 3

Start where decisions break most frequently. Credit & debt lending is our entry point to build the foundation for broader expansion.

Vision
Make working
with contracts
simple for
everyone.

Every decision. Always valid.

Democratise document analysis -
so financial teams never
fly blind on a contract again.

Kryttle
Always valid
Contract
v4.1
Clause
§14.2
Decision
✓ Valid
Approval
✓ Linked
Obligation
✓ Active
Waiver
✓ Valid
Thank you.
Let's build something remarkable together.